New ruling by the Constitutional Court ordered that all Domestic employees are now included and covered under the COID Act (Compensation for Occupational Injuries and Diseases Act) and therefore you as a Household employer MUST register, it is a new law and a legal requirement. Your personal insurance/indemnity does not cover your Domestic worker in the event of an injury on duty.
What will the cover include for the Domestic employees:
Temporary total disablement (TTD)
Permanent disablement lump sum
Permanent disablement pension
Funeral expenses
Widow’s lump sum award
Widow’s pension award
Child pension award
Partial dependency award
Wholly dependency award
Orthotics and Rehabilitation
Bursaries for youth
Return to work Programme
Assistive devices
Rehabilitation and re-integration
Medical Benefits
Medical claims
Re-opening of the claim
Chronic medication
See Gazette attached for reference: